Sure you can't plan for every contingency, but you have to try to plan for the important ones. It's just like when some patient comes in with chest pain and you exclude the deadly stuff.
Maybe you've never been in a tough place. Maybe you've always been able to spend your way out. Maybe you've always had someone to take care of things for you, or even someone who did the planning so that such things never happened.

I know you guys smile to yourself when nothing happens and think you're right. You're right most of the time, but being dead 1% of the time is still being dead. When bad stuff happens and it's really bad, and there's no easy way out, and it could have been foreseen and nipped in the bud...

I don't know whether I'm a good person, an idiot, OCD, or just plain weird

written at 8:41 p.m.